Asset Allocation by Age: A Practical Guide
The 110-minus-age rule is a solid starting point, most people ignore it. What it means, why young investors should skip bonds, and allocation by decade.
Tag: retirement
All the articles with the tag "retirement".
401k Math: What You're Actually Saving
Maxing your 401k doesn't cost $23,500. At a 35% tax rate it costs $15,275. Here's the math, the 2026 limits, and how to stop leaving money on the table.
The 4% Rule: Does It Still Hold?
The 4% rule is the foundation of FIRE planning, but it has real caveats most people ignore. Here's what the original research actually says and when to adjust.
Your FIRE Number: How to Calculate It
Your FIRE number is annual expenses × 25. Here's where that formula comes from, what most people undercount, and how to actually make the target work.