Rolling Over Your Old 401k: A Checklist
Left a job with an old 401k sitting there? Here's exactly what to do, all four options, the direct vs indirect rollover trap, and a step-by-step checklist.
Tag: retirement
All the articles with the tag "retirement".
Lean FIRE vs Fat FIRE: Pick Your Number
Lean FIRE, Fat FIRE, Barista FIRE, ChubbyFIRE, the full spectrum mapped with real dollar targets so you can stop theorizing and pick your actual number.
Coast FIRE: The Lazy Path to FI
Coast FIRE means your investments are already on autopilot to retirement, no more contributions required. Here's the math and why it changes everything.
Asset Allocation by Age: A Practical Guide
The 110-minus-age rule is a solid starting point, most people ignore it. What it means, why young investors should skip bonds, and allocation by decade.
401k Math: What You're Actually Saving
Maxing your 401k doesn't cost $23,500. At a 35% tax rate it costs $15,275. Here's the math, the 2026 limits, and how to stop leaving money on the table.
The 4% Rule: Does It Still Hold?
The 4% rule is the foundation of FIRE planning, but it has real caveats most people ignore. Here's what the original research actually says and when to adjust.
Your FIRE Number: How to Calculate It
Your FIRE number is annual expenses × 25. Here's where that formula comes from, what most people undercount, and how to actually make the target work.