Personal finance for people who over-engineer everything else. Index funds, FIRE math, RSUs, tax strategy, and the HSA trick HR never told you about.https://overengineeredfi.com/https://overengineeredfi.com/rsu-sell-or-hold/https://overengineeredfi.com/rsu-sell-or-hold/RSUs are taxed as income at vest, not when you sell. Here's the math on concentration risk, your tax hit at vest, and why selling immediately usually wins.Tue, 09 Jun 2026 08:00:00 GMT